A “One-Stop Shop” Mortgage Broker.

Financing your home shouldn’t be stressful. As experts in the mortgage industry, KCity Mortgage will guide your homeownership process in Kansas City & state of Kansas through financing, loan products and options, and get you to the closing table on time. You find your dream home and we will do the rest!

Our Team

One size does not fit all.

As Kansas City’s top Mortgage Brokerage, we recognize the different needs of different people. Just as everyone is not a size medium, KCity Mortgage understands this as a need for creativity!

Loan Products

Loan Products

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  • "I have worked with Ty on both a purchase loan and a refinance. He is excellent at both. Smart, honest, knowledgeable and thorough. I would work with Ty again at the drop of the hat, and have recommended him to friends. He is excellent."

  • "Ty is extremely knowledgeable in all aspects of the process. He was very transparent and was able to communicate timely and clearly. The process was my smoothest closing I have ever done and will be in touch with Ty for any future needs."

  • "Ty made the whole process easier than I could have ever imagined. The rate and service we better than anything else I could find on the market. I won’t use anyone else moving forward."

  • "We have completed multiple refinances with Ty and each one has been easy and quick. We highly recommend him and would happily work with him again."

  • "The process was smooth and painless. Ty took care of everything for us. We have been through this process once before and this experience doesn't even compare. This time around it was ten times better!"

  • "Ty is a true expert. I master of the trade. He did a very professional job and made the process very easy. He has a true passion for taking care of people. If I ran into him in person, I feel like we would become lifelong friends. I would recommend him to anyone and will use him as long as I can."

FAQS

  • On average, 30 days. At KCity Mortgage we can move much faster if needed. We have closed loans in 10 days, and sometimes buyers don't want to move for another 120 days!

  • Heck no! The national average is 12% down. We can help you determine what makes the most sense for you.

  • When you escrow your taxes and home insurance, those monthly costs are cooked into your monthly payment and held in an escrow account by the lender. When due, the lender will pay your taxes and insurance on your behalf.

  • If you put less than 20% down, yes....with most other lenders! KCity Mortgage offers the opportunity to waive escrowing even if you don't put 20% down...at no additional cost!

  • Private Mortgage Insurance. If you put less than 20% down, you will pay PMI. The PMI rate is determined by loan amount and credit score. It can range from $20/month to $250/month. Believe it or not, sometimes it's financially beneficial to pay PMI rather than come up with 20% down. It is a myth that PMI is bad.

  • You can add a "non-occupying co-borrower" such as a parent or even a friend. They would be under the same scrutiny as you, but they don't have to occupy the house!

  • Absolutely NOT. Did you know it's illegal for a broker to charge additional fees? In fact, you don't pay us a penny. Ever. That's beautiful.

  • Whenever it makes sense! It's all about cash flow and what makes sense for you. Even if your rate only gets better by .25%, but you have the opportunity to get rid of PMI, then let's do it!

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